Quick Credit for the Smart-Gen

Simple hassle-free 1 year EMI Personal Loan from ₹10,000 to ₹1,00,000

Easy Application

Just tell us about yourself, your employment and your needs.

First Time Borrowers

No credit history? No worries! Get your first loan from OYE!

No Prepayment Charges

We don't charge you anything when you prepay or pre-close your loan.

Quick Cash

Get cash in your account in just 2 business days.

How it works

Getting an OYE! Loan is as simple as a 5-minute walk!

Choose loan amount

Fill in Personal / Address / Employment details

Click a selfie

Upload ID proof / address proof / bank e-statements

Get your loan approved in a business day

Sign loan agreement and ECS/NACH mandate

More questions? Visit our FAQ

About Us

OYE! Fintech Private Limited is a wholly owned subsidiary of Gain Credit, a market-leading fintech lender focused on providing alternative credit solutions to underserved customers. OYE! is an analytics-driven, innovation-focused organization which provides credit access to young professionals. In line with Gain Credits' mission to enable customers to build a better financial future through responsible access to credit, OYE! is committed to empower the lives of the new-to-credit through seamless solutions driven in a completely digital environment. To learn more about our team, please click here.

What people are saying

I had to move out of my paying guest to my first home and needed a rental advance of 30k. I could get it in just two days. OYE helped me settle down faster.
Excellent app and am getting 1 lakh loan in one day instant approved and very fast thankyou team ... wonderful service
Going to do my dream course because of OYE loan they make it happen with tension free less paperwork

All loans are disbursed through Northern Arc Capital Limited (formerly IFMR Capital Finance Limited), a RBI licensed and regulated NBFC (non-banking financial company). Please learn more about Northern Arc here