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What fees do you charge?

OYE LOANS charges a processing fee of 3% + GST on the approved loan amount. This Fee is deducted from the loan amount when disbursed to you.

OYE LOANS charges a default / late payment fee of 1% + GST of the outstanding principal balance or INR 500, whichever is higher. This ‘late’ payment Fee is applicable if you miss ensuring payment on your due date.

Please note missing a payment will impact your credit score which will result in you getting a loan in future more difficult. We recommend on-time payment habits that will aid and help your financial health and continuously help improve your credit score.

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