Raju, 24, is no ordinary plumber. He is a professional who knows his pipes inside out and his work is the source of his passion.
But it doesn’t end there. Balu has always dreamt of taking his work to the next level. He stares at the complex automatic piping systems in a factory with the same intensity as he would at the tv screen. He draws diagrams at home, trying to figure out better ways for piping systems to work better together.

He dreams of being responsible for the pipes that fuel India’s progress. Such dreams are not something he should put away for later. He took a digital loan through the OYE app for 22k, because it applies advanced analytics to give loans to first-time applicants, who have no credit history. With a little push in the right direction, Balu took a professional course in pipe laying that would let him follow his dreams. Now there is no looking back, only looking up as he rises higher and higher.

Disclaimer: Names, images and identifying details have been changed to protect the privacy of individuals.
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